Van Leasing Questions / FAQ | Vans4Lease Frequently Asked Questions

Van Leasing Questions / FAQ


Many of our customers are sole traders and owner managed businesses, some are start ups and may not have the required business accounts history to secure a van lease through their company.

You can lease a van from on a personal basis, you don't have to lease it through your business.

Our friendly, expert team can talk you through all of the options but if you're browsing online and see a van that suits your needs, all you need to do is add 20% to the listed price, to cover the VAT, and that would be your monthly personal lease fee.

Interested? Contact us today.

Yes, you can, but you need to get permission from the finance company. 

The initial rental is an advanced rental of usually equivalent to 3, 6 or 9 monthly rentals and is payable on delivery of your vehicle. This amount forms part of your agreement and is non refundable. It’s worth bearing in mind that paying a larger initial rental will reduce your monthly payments.


Credit isn’t handed out freely – don’t panic if your application is declined. We’d recommend you visit where their experts can help you understand why you were not successful.

There’s nothing to stop you coming back to us when your circumstances have changed to try again.

Yes, all the available options on these special offer vans can be seen after you have selected your van and you get to the “choose my options” page. Options range from metallic paint to sat nav and tinted glass.

Be as accurate as you can be because if you drive more than the mileage you state at the beginning of the rental term, you’ll be charged.

The cost is usually 10p per mile driven over the stated maximum. So if you drive an extra 1,000 miles per year, and your contract is for three years, so you do 3,000 more miles in total, you will need to pay 3,000 x 10p = £300.

If you’re borderline, we’d recommend you increase your expected mileage, so you know exactly what costs are coming your way.

Road Fund Licence is included with contract hire. You don’t get a disc any more but it’s all taken care of. 


No – you will need to arrange your own insurance.

You bet!

We are happy to match any quote you get for the exact same vehicle and same terms, from another leasing company.

A maintenance package means you pay an extra amount per month to cover the costs of servicing your car or van over the contract period.

Replacing tyres when they are needed is included, usually even for punctures!

It's a good idea if you want peace of mind and need to know what your car costs are going to be going forward. So it's good idea for managing your budget.


If you’re leasing a new car GAP insurance is well worth considering. Click here to find out more.

Yes. There are different application forms for the finance but essentially the idea is the same. For individuals the term used is Personal Contract Hire and for businesses just Contract Hire is used.

Contract Hire is one way of getting a brand new vehicle – without having to worry about losing thousands of pounds the moment you drive it away!

Vehicle leasing is another term used to describe vehicle contract hire.

  • You choose the vehicle you wish to drive.
  • You apply for finance.
  • If accepted you enter into an agreement to use the vehicle for 2 or 3 years.
  • You pay an initial fee - typically equal to three of your monthly payments.
  • You pay an amount per month – this will vary from vehicle to vehicle but can be as little as £89/month!
  • You enjoy the vehicle….you hand it back!
  • You lease another vehicle if you wish

Simple and cost effective!